Banking Law

Banking Law

Banking and finance cases are under the Banking Regulation Act, 1949 and notifications issued by the Reserve Bank India. Various personnel seek advice in structuring of foreign investments in the banking sector in India including foreign exchange regulations under Foreign Exchange Management Act. Some of the laws governing this practice are Negotiable Instruments Act, 1881, Indian Contract Act, 1872 etc.

Some of different areas under Banking and Finance are acquisition finance, project finance, drafting escrow, consortium, mortgage, pledge, lien agreements, loan agreements, credit & security documentation, securitization of assets, dishonour of cheques and debentures.

Some of the services associated with this practice area are:

  • Engaged in drafting and reviewing of housing agreements/contract.
  • Framing of legal opinions.
  • Personal loan documentation.
  • Payment fraud (such as debit cards, credit cards, smart cards, etc.).
  • Structured retail banking facilities provided to corporates for cash management facilities, salary accounts and door step banking facilities.
  • Services pertaining to secured commercial lending.
  • Cross-border and national leasing and hire purchase.
  • Drafting and reviewing of documents pertaining to trans-border trade finance.
  • Raising of loan finance, derivatives, and enforcement and realization of security interests.

We provide our legal services in this field.